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4 financial tips you can follow to make 2022 easier amid COVID-19

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The end of the year provides a good opportunity for reflection. The past 12 months brought plenty of opportunities to make financial strides ‚ÄĒ and plenty of potholes¬†and challenges.

A lot of Americans struggled with money issues, but others flourished. Whether your final ledger for 2021 puts you in the plus or minus column, these practices and behaviors can help going forward, especially if resurfacing pandemic pressures pose new money obstacles in the new year.

1. Build up that emergency fund

It’s a fairly straightforward tip but many Americans still haven’t achieved it: Amass enough money in reserve to meet unexpected job or other financial demands.

In a recent survey by the Transamerica Center for Retirement Studies, 43% of respondents said they suffered one or more negative employment jolts¬†such as a job loss, furlough, reduced hours, reduced pay or unexpectedly early retirement. All that‚Äôs in addition to nonwork financial stresses ranging…

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